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TRANSCRIPT:Here a few thoughts on the value of insurance. I'm John Harrington. In the business of photography and frankly, again, in any business that you're in, having insurance is a no brainer. You need it for your health, you need it for you to be able to drive around. You may not be required to have insurance for your business, but you really should be. If you talk to any lawyer, any accountant, they're going to tell you you have to have insurance. Insurance is a tax deductible expense. In many instances, you won't be able to rent equipment without insurance and if you're going into a commercial building or even a hotel they're going to require you to have what's called a certificate of insurance. That proves it if something goes wrong while you're working in that venue, in that building, that you'll have insurance to cover the accident. No one ever plans for an accident that's why they call them accidents and that's why you need insurance. So, I strongly encourage you to get insurance for your photography business.
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