All over the place, all manner of "free" content is made available, provided - and this is the big caveat - that it's used for "non-commercial" use. However, at what point does a personal use become a non-commercial use, become a commercial use?
Over at "A Photo Attorney", attorney Carolyn Wright has a great explaination of the subject, in her article, entitled "Defining Non-Commercial Use" (5/22/10).
As with all advice from lawyers, be sure to check with your own for matters specific to your circumstances
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